Mortgage Lending Regulation and Compliance
We can help you build your mortgage department, educate your staff on new and existing mortgage products and procedures and update your personnel on new regulatory/statutory changes. If you are interested in our assistance with information and training, please contact our office
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Mortgage Law Compliance
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Equal Credit Opportunity Act (ECOA) and Regulation B
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Fair Housing Act (FHA)
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Community Reinvestment Act (CRA)
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Home Mortgage Disclosure Act (HMDA)
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Nationwide Mortgage Licensing System and Registry (NMLS)
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Home Ownership and Equity Protection Act (HOEPA)
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Homeowners Protection Act
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Servicemembers Civil Relief Act (SCRA)
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Truth in Lending Act (TILA)
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Department of Veterans Affairs (VA)
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Real Estate Settlement Procedures Act (RESPA) and Reg Z
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Fair Credit Reporting Act – Notice Requirements
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Fair Debt Collections Practices Act
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Qualified Mortgage (QM)
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Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank)
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Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act)
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TILA-RESPA INTEGRATED DISCLOSURE (TRID)
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State and local fair and anti-predatory lending laws and regulations
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Texas Constitution, Article XVI, §50(a) (Texas Home Equity Loans)
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Texas Foreclosure Law