WHY YOU’LL LOVE TEXAS TITLE

As a comprehensive title agency, we provide a full spectrum of residential and commercial escrow services to clients throughout Texas. Our main office houses a dedicated team of examination, administrative, and executive staff, committed to delivering the finest product and service. Meanwhile, our accessible local team ensures on-time closings without surprises. We’ve gathered some of the industry’s top personnel to guarantee the quality of each transaction never falls short. At Texas Title, we acknowledge that our strength lies in our latest closing, driving us to seek nothing less than your complete satisfaction, whether you are a loan officer, realtor, broker, or investor.

WHAT IS TITLE INSURANCE AND WHY DO I NEED IT?

When purchasing a home, various insurances and third-party services come into play. Often overlooked, title insurance is crucial. It safeguards you and your mortgage lender from losses related to defects in the property’s title. These defects can range from improperly recorded documents and forgery to overlooked easements and encroachments. Title insurance becomes essential to protect your interest in the insured property, preventing potential losses amounting to hundreds of thousands of dollars and ensuring the security of your home. At Texas Title, we take the responsibility of safeguarding homeownership interests seriously, offering peace of mind against potential claims.

HOW MUCH WILL MY TITLE POLICY COST?

Title premiums, regulated by the Texas Department of Insurance, are determined by the amount and type of coverage provided. Unlike other insurance premiums, the title insurance premium is a one-time payment, effective for as long as the title remains in the insured’s name, with no need for renewal.

WHAT IS A TITLE CLAIM?

If an assertion of interest or lien on your property arises and is not listed as an exception in your title policy, you have a claim on your hands. No need to panic; this is precisely what your insurance is for. Refer to your policy for details on how and where to send notice of the claim. Promptly notifying your title company is crucial to their swift action. While many title issues are easily resolved, you are protected against financial losses, including litigation, for more complex cases. True title claims are rare, and Texas Title is committed to supporting you at every step of the claims process.